You probably have the best intentions when it comes to saving money. You likely start off strong every month but then inevitably, your friends ask you to go out for a drink. A drink turns into two, and before you know it, you’re sitting down at a full-blown three-course dinner complete with dessert and a
We all have a deep-seated desire to help the people we care about. In fact, helping people in general is scientifically proven to make you happier. If a friend is struggling financially, giving him or her a loan or money gift will light up the pleasure centers in your brain like a Christmas tree. But not everyone
Americans certainly don’t seem to shy away from getting into the holiday spirit. From toys to gadgets to clothing, the average shopper spends over $900 on gifts. But while it’s nice to be generous and spread some much-needed joy, there comes a point when all that spending can really mess up our finances. That’s why
Much of our culture views shopping, even when it’s done online, as a social activity. This is especially true around the holidays because there are inevitably friends or family who will ask whether you’d like to shop for gifts together. Shopping is much more fun when done in a group, but doing so is often
$1,000. A grand. One large. No matter how you say it, $1,000 sounds like a lot of money. Thinking about saving that much may feel overwhelming. But instead of worrying about where you’re going to find $1,000 to set aside, we recommend taking baby steps toward the full amount, over a period of six months.
#SquadGoals. #HairGoals. #InvestmentGoals? Okay, maybe the latter isn’t trending on your social media feeds, but maybe it should. Maybe you think investing or investment goals are things only people your parents’ age need to think about, but they’re actual game-changers if you can get your head around them while you’re still young. That may sound