There’s a lot of discussion in the media about the size of student loans. But what may be more important to people who have student loans is the size of the monthly payment. Should you lower your student loan payments, then? In most cases, that will make sense. But there are some situations where you
Since 2008, with the economic crisis hitting hard worldwide, many people have been struggling to make ends meet. Nowadays, these battles await millennials who are faced with different and bigger challenges compared with the previous generation. One of them would definitely be dealing with their financial future; e.g., paying off college debt or becoming independent.
Gift cards fall into two basic types: retailer gift cards tied to a specific company's stores and bank-issued cards usable at most places where credit cards are accepted. If not selected carefully, either kind of card can cause post-holiday headaches.
Not everyone is a natural-born budgeter — and that’s okay! Saving every possible penny only for practical matters can be boring. After all, you have to treat yourself sometimes. Doing so in moderation can actually be healthy and may even be beneficial, say the experts. A Fun Goal = Motivation to Save “Saving for a fun
Credit card balance transfers can be helpful if you’re trying to consolidate or repay debt, and could save you money. Or they could cost you if you don’t do your homework. For example, on a credit card balance of $5,000, with an interest rate of 15.4% and making the minimum payments, it would take you
The gift of cash awaits many newlyweds. While you and your spouse may have the urge to have fun burning through that fat bundle, try to resist the temptation to spend it all. Having a little fun is OK, but take this opportunity to start off your marriage on the right financial track. Mikel Van Cleve, a USAA