Stay Vigilant Against These 4 Cyberscams

By Deborah Huso

| Photographs By Darren Abate

Online fraud rates increased by 30% last holiday season, and military personnel are a favorite target of scammers. So, protect yourself and your money by staying on the lookout for these common scams.

1. Phishing: No, phishing isn’t new, but it’s always evolving. Criminals create legit-looking emails, texts or social media posts requesting personal financial information. If you respond, they drain your bank account or run up debt in your name.

2. Card Cracking: Thieves can pose as an online buddy who asks for credit card information or a bank PIN. Then they deposit fraudulent checks and withdraw money, leaving you with an empty account and potential fraud charges.

3. Job-Search Fraud: Watch out for online job postings that promise special consideration to military and then request that you provide personal financial information, such as checking or savings account details. Criminals can use those to clean out your accounts.

4. Imposter Scams: A con artist claims to be a friend or family member in distress and requests money or personal information. Investigate before responding to make sure you’re exchanging messages with the real person.

Report suspected fraud and learn to protect yourself at usaa.com/securitycenter.

Read_More_Magazine-2.jpgA Fitting Post-Military Job: Cybersecurity

Photo caption: Steve Parma, member since 2011, says he checks emails carefully to avoid phishing scams.

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