Adulting 101: Make These Money Moves First When You’re Out on Your Own

By Kathy Sena

Being on your own for the first time and managing your money can be scary. Relax. You don’t have to be a Wall Street pro by the time you draw your first paycheck. JJ Montanaro, a CERTIFIED FINANCIAL PLANNER™ with USAA, recommends these three first steps:

In one year, USAA Bank saved its members over $345 million. Get a savings account with a bank that saves you money at

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The preceding articles are provided for informational purposes only and are not intended to substitute for obtaining professional financial advice. Please thoroughly research and seek professional advice before acting on any information you may have found in these articles. These articles in no way attempt to provide financial advice that relates to all personal circumstances.

Financial planning services and financial advice provided by USAA Financial Planning Services Insurance Agency, Inc. (known as USAA Financial Insurance Agency in California, License # 0E36312), a registered investment adviser and insurance agency and its wholly owned subsidiary, USAA Financial Advisors, Inc., a registered broker dealer.

Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER™ in the United States, which it awards to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

USAA® Money Manager is not an investment advisory service of USAA.

Bank products provided by USAA Federal Savings Bank, Member FDIC.