Introducing The Money Drill, USAA’s Podcast on Commanding Your Financial Future

We make money matters understandable — so you can give your money a mission.

USAA Stories presents a new podcast, “The Money Drill,” a series of simple financial advice tips from USAA experts, in fields as diverse as paying off debt, saving an emergency fund, and protecting your family, home and health—and much more.

Navigating financial hurdles can sometimes feel overwhelming. You may wonder, how can I pay off debt? What are the best ways to protect my bank accounts online? Why should I think about life insurance if I’m still in my 20s? What kinds of things should I be thinking about when I go to sign up for health insurance?

Your host is JJ Montanaro, a Certified Financial Planner™ at USAA. Montanaro has more than two decades of experience as a financial planner. He previously served in the U.S. Army, and in 2009 he retired as a lieutenant colonel in the United States Army Reserve.

Listen to episodes of The Money Drill:

Episode 1: How to Save $1,000 in 6 months

It can feel challenging to save a big chunk of change, but we’ve got five easy steps to help you get there.


Episode 2: The Best and Worst Times to Buy a Car

Learn why early in the week—and late in the day—can be great times for a good deal.


Episode 3: Financial Tips for Service Members

Eight smart money moves that can help service members get off to a solid financial start.


Episode 4: Safer in Cyberspace

Top tips to help protect your accounts and information.


Episode 5: Don’t Let Online Fraudsters Hook You With Phishing Scams

Fishing isn’t just what you do on the weekends. Phishing scams can strike on your computer in some pretty nefarious ways.


Episode 6: Does Your Health Care Plan Fit You?

Health insurance plans can seem like they’re written in a foreign language, but USAA experts can help translate the fine print.


Episode 7: Your Health and Wealth are Connected

Find out how your health and wealth are related — physically, emotionally and financially — and what to do if you end up with a big health insurance bill.


Episode 8: What You Need to Know About Health Care Open Enrollment

Find out what happens if you miss the enrollment window and whether you could qualify for a special enrollment period.


Episode 9: Setting the Record Straight on Life Insurance Questions

Find out how life insurance is the foundation of your financial home and why it’s so important to have that coverage.


Episode 10: Why You Should Get Covered Before You Lose Your Military Life Insurance

These tips could save you tens of thousands of dollars or help you if you’re seriously injured during your service.


Episode 11: Reasons Life Insurance Can Be a Game-Changer

Many people don’t want to think about life insurance so they avoid making the call. But, after discovering the benefits, members are happy they did it.


Episode 12: Don’t Wait to Decide on the New Military Retirement System

If you’re one of the many service members who are trying to compare the current military retirement system, High-3, and the new Blended Retirement System, then listen up.


Episode 13: Leaving the Military Comes with Decisions to Make

There are many things to consider when transitioning out of the military, but doing the math on your income and benefits is probably one of the biggest.


Episode 14: Self-Discipline Can Help Financially Maximize Your Military Life

Listen for their practical tips on how you can make smart, strategic decisions now that may make transitioning out of the military easier for you and your family.


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Certified Financial Planner Board of Standards, Inc. owns the certification marks CFP® and CERTIFIED FINANCIAL PLANNER TM in the United States, which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.